I believe if you RECEIVE an invoice, you can direct it whatever source of funds you want. I have done that several times. If you SEND money, or use paypal to pay for items online (ebay, etc) it'll take it out of what THEY want as their default, like most of you have indicated it's your "verified" checking account. But I believe there's even some settings to go into paypal from the payment link and change your fund source, if I remember correctly. But I do agree with all of you, if we choose a default, that's what it should be until WE change it. Eventually someone will get fed up enough with it to do something about it (suggestions of a competitor like google, or class action lawsuit) Until then, unfortunately, we're stuck.
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