I just got off the phone with them myself as I have to pay someone a rather large amount I owe them and want to make sure that they do NOT get charged fees. The rep I spoke with said, it doesn't matter which specific category you click AFTER you click PERSONAL, the ony thing that matters is that it's from a checking account AND that it's a PERSONAL payment. I really wish I could have recorded the call as I still have my doubts about whether they seem to have a definitive policy on this. I'll report back when I pay my friend the large amount. I really hope I don't have to jump through any more paypal hoops. cheers Tony
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