I've been reading alot on this topic and I think your post hits it on the head. It's purely a business decision. Heavy-handed, but this is the land of the free...! Unfortunately, I'm sure most people will be lead like sheep to slaughter and will comply with one of their two options and their profitability and stock options will benefit. Those of us unwilling to comply will not be great enough to offset their "successes". I would caution anyone about giving PayPal your bank information. If you are going to bite the bullet, sign up for their credit card and keep your eyes peeled in the years to come on fee increases, onerous interest rates and transaction charges. Because they currently have a "monopoly" on the PayPal system credit card market, competitors can not keep their greed in check. Wiz
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