I myself have been through every single page on PayPal that "explains" why my funds are unavailable to me & not one page gives you a clear, definite answer?! I am curious to know what the magical mystery number is that your seller ratings must be at in order to receive your $$$ as it is paid & not have to wait an extended period of time to have access to it?! This information should be posted on PayPal as it is part of their own policy & we as their customers have the right to know what it is! This, to me, seems highly unprofessional. You would NEVER see a real bank doing this to a customer. They would be held legally responsible. I am just starting out on eBay & have a good reputation. I ship my items on time & just like you, I usually end up losing money. My PayPal account is verifed. I even have a PayPal debit card. I have zero open disputes with eBay or PayPal. Despite all of this, I must wait until 3 business days after my items have been delivered & confirmed before I am able to have access to MY $$$. This, in my opinion, is COMPLETELY UNACCEPTABLE! If I had a storefront & someone came in to purchase an item from me I would have thier $$$ in my possession before they even walked out of the store.
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