This was a digital product, so there was no shipping involved. I'm not saying there is a flat $9 fee. The user that paid with a stolen PayPal account sent me $299. PayPal automatically deducted $8.97 in fees for the transaction. However, the transaction was made with a stolen PayPal account. PayPal then refunds the money to the account the money was sent from (and hopefully flags the account). Instead of eschewing a transaction fee, PayPal still takes a fee for a reversed payment. 1. User sends $299 2. PayPal extracts $8.97 in fees 3. I "receive" about $290 (I say "receive" because PayPal has already flagged the payment and it has not cleared.) 4. PayPal lets the payment go through to me (Surely this means the payment is safe, right?) 5. PayPal then reverses the full amount of the payment of $299 seconds later to the account the money was sent from. Instead of simply refunding the full amount and eschewing a transaction fees, PayPal STILL TAKES A FEE, and I have to cover it. 6. I'm down $8.97 because somebody decided to pay me with a stolen PayPal account. +$290.03 (Money I receive out of $299 sent) -$299.00 (Money PayPal refunds to user) -$8.97 (Net) The infuriating thing is that PayPal had already flagged the payment before it even cleared into my account. Despite knowing there was something wrong, they STILL LET IT GO THROUGH, and let me take the hit for transaction fees for money I never even received. To PayPal, I ask, what service was I provided that was worth $8.97? Basically anybody could **bleep** over another PayPal user financially by sending them money from stolen accounts, only to have those payments reversed. For example, if I send you $1,000 from a stolen account, PayPal will allow the fraudulent payment to go through (knowing it is fraudulent), and then reverse the transaction. You'd be down $29.30.
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