My post may not address the central issue but may shine light on some issues with Paypal. I would say offer both options but the problem with paypal is the fact that you are adding a middle man to the operation that will incur fees once you receive the money. Then you have some fraudulent buyers that will submit claims with paypal that are untrue and Paypal mostly sides with them. One of such claims is that they did not receive the item even when you have proof that you did, sometimes Paypal sides with sellers once proof is submitted, but there are some cases in which they sided with the buyer anyways, Another claim from buyers is that the item is not as described. How exactly can a seller defend themselves from that if you only have pictures of what you sold? Then Paypal does not enforce a way in which they can prove that that is the case, and they simply get a refund when sending the item back to you. How can you as a seller then turn around and prove that the item was used and abuse and NOW different from what you sent? Paypal does not respect individual's return policy, therefore you will deal with unnecessary problems. Buyers may feel safer checking out through paypal because of this added protection. The protection is needed of course but sellers are at a great disadvantage with Paypal because they do not respect the seller's return/exchange policy, they favor their own and that's how they resolve problems. So if you add Paypal, its like surrendering your own business' return policy and following their own. If you do not offer Paypal, you may lose customers and specially fraudulent buyers that hide under Paypal's "protection" to do their schemes. If you do not offer Paypal, then you only have the credit card company to deal with in terms of problems of legitimizing authorization for a purchase. I hope this helped.
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