I am about to pay off my 7th, 5 figure loan and called customer service to as a few questions. With ebays stupid managed payment nonsense I ( I sell exclusively through ebay) am concerned that I may not be approved for my 8th which is crucial to growing my business. The lady on the phone had vague info and said they do look at the last 12 rolling months of payments/income as part of a future approval but because now they can't seem y current income I most likely will get denied. Um, hello... when you get a loan through any bank the look at your past 12 months of income, not what you will make in the future, really????
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