Discountdepot, not true for me with Kabage. I had applied once & was denied & within a few months got the first of at least 4-6 emails soliciting a "Pre-approved" loan from them. I reapplied & was denied 3 times. Afterwards learning each of those applications counts against your credit rating & it took a year to get the applications far enough in the past to bring back my credit rating to where it was previously. Since then I delete & recycle any offers from credit agencies of "pre-approved" lines of credit. And like someone else posted, it may be just a data mining operation. In the current digital age personal data profiles are what all governments & corporations want on their people & customers. A better way to track, manipulate, monitor, advertise & sell to the people.
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