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since ‎Jan-08-2010
nickOO7
nickOO7 Contributor
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Latest Contributions by nickOO7
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  • Latest Contributions by nickOO7

Re: I have been the victim of a fraudulent website...

by nickOO7 Contributor in How to use PayPal (Archive)
‎Feb-16-2010 09:46 PM
‎Feb-16-2010 09:46 PM
A friend told me of a similar problem a while back. He filed a dispute with his credit-card company that he had used with the paypal purchase. I'm not quite sure the details here but I think the card company told him he didn't have to pay till a decision was made witch took a while but my friend never had to pay it back. I think he said his card ended up getting the money back from paypal but not sure what happened on paypal's end. If you used a credit card for that purchase; I would recommend trying to file a dispute with em if you can. Not sure if banks will let or not. ... View more

Re: Has Paypal lowered your Buyer's Credit limit?

by nickOO7 Contributor in My account settings (Archive)
‎Jan-21-2010 06:02 PM
‎Jan-21-2010 06:02 PM
That sounds very odd to me & I don't really have an idea other than to try calling GE. ... View more

Re: Its My Money and I Need It Now!!! Item deliver...

by nickOO7 Contributor in How to use PayPal (Archive)
‎Jan-21-2010 05:55 PM
‎Jan-21-2010 05:55 PM
Have you sold anything recently? Becauase I think this 21day holding is fairly new & other major sellers who have noting but positves have also been noticing it ... View more

Re: Has Paypal lowered your Buyer's Credit limit?

by nickOO7 Contributor in My account settings (Archive)
‎Jan-21-2010 04:39 AM
‎Jan-21-2010 04:39 AM
How is your paypal account verified? I think that if you have your paypal account linked to your bank account or the paypal master credit-card (or both in my case) your buyer credit does not go down. But if you have your paypal only linked to a credit-card; your buyer's credit drops by every amount you buy. A while back before I got my paypal plus card; I deleted my bank account cuz I was in the middle of switching banks & I tried to pay something with paypal before my new bank account was verified & I got a message that I was over the buyer's credit limit. After I verified my bank account; it was fine. I applied for the paypal plus credit card after so i won't have that problem again. Hope this helps ... View more

Re: Its My Money and I Need It Now!!! Item deliver...

by nickOO7 Contributor in How to use PayPal (Archive)
‎Jan-21-2010 04:23 AM
‎Jan-21-2010 04:23 AM
I only sold one thing on E`bay sense I set up my account years ago. I was thinking of selling something very recently but I didn't cuz I needed some cash fast so I sold it to a friend instead. Anyways I have a theory about why PayPal is holding the money for 21 days. I could be completely wrong about this but I think some sellers have been jipping buyers & paypal lately.  Some sellers wer liquidating their paypal accounts rite after they received the money from the buyers. The buyers wer filling paypal disputes because they never got their items in so paypal had to fork-out the cash from their own pocket. I think I said something like this before on this forum but I think paypal could implement a better program that would factor in the sellers statistics when withholding. If the seller is new, doesn't have a high feedback rating, or has had disputes filed in the past; paypal could hold the money but if the seller has been selling a long time & has high positive feedback & no problems in the past;  paypal should release the money rite away. I may not know much about selling but I'm pretty sure the major sellers get ebay perks & brag about their ratings so it seems highly unlikely to me that a major seller would delete their paypal account cuz they'd have to start over. I guess paypal figures that the major sellers already have some system in place so they are not in immediate need of that money. Or maybe paypal hasn't thought about things like this or they don't care. Either one would not surprise me. it's a shame the good must suffer for the bad here.   This is just my theory thou but your welcome to use it & submit it to paypal. BTW i wish Sarah was real as well.I'm really lonley LOL ... View more

Re: how fast does the backup funding source take a...

by nickOO7 Contributor in How to use PayPal (Archive)
‎Jan-15-2010 12:12 PM
‎Jan-15-2010 12:12 PM
I think you can use 1ce it's set up. That's how it was for me anyways. ... View more

Re: When will i get my payment

by nickOO7 Contributor in How to use PayPal (Archive)
‎Jan-13-2010 09:52 AM
‎Jan-13-2010 09:52 AM
The buyer has already payed for the item rite? If so; it sounds like it could be cuz of some paypal policy. I'm not sure the exact details but paypal is waiting to release funds for like 21 days or something if it's over a certain amount. Lots of people here have been complaining about it. I think it could have something to do with protecting buyers & giving em a chance to file disputes in case there's  a problem & paypal doesn't want to get jipped from the seller when that happens. Seems like paypal could do things differently for sellers with high positive feed back ... View more

Re: Site is so slow! worst experance ever.

by nickOO7 Contributor in How to use PayPal (Archive)
‎Jan-13-2010 01:37 AM
‎Jan-13-2010 01:37 AM
That's a long time to wait. I occasionally find things on paypal slow or not working rite but usually that clears up after an hour or so. Most of the time it's only a few minuets. I think paypal mite be doing maintenance or something when that happens to me. Could it be some kind of issue with your browser catch, cookies ect? I find clearing them out helps with lots of things. ... View more

Re: Idiots can not think on thier own or do thier ...

by nickOO7 Contributor in How to use PayPal (Archive)
‎Jan-13-2010 01:31 AM
‎Jan-13-2010 01:31 AM
This is just a shot in the dark here but Do you have any kind of fraud alerts on your credit? I applied for a paypal card a while back & I couldn't do it online either cuz I'm singed up with LifeLock. I had to verify some stuff on the phone with em. ... View more

Re: two credit cards

by nickOO7 Contributor in How to use PayPal (Archive)
‎Jan-10-2010 09:09 PM
‎Jan-10-2010 09:09 PM
You could try logging in to your paypal account before you make the purchase & select your business card as your default & after you complete the purchase; you can change your default card back to personal. I know this isn't a perfect solution & kind of complicated. I would double check before & after because you can forget witch one your useing. ... View more
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