I am confused about something. When I pay for a online order with Paypal, and the payment shows up as pending, does this mean it was deducted from my balance already? This was my understanding of it at first. This being Christmas time I have made numerous purchases online and twice I ended up overdrawn by 14 or 15 dollars although I knew exactly what my balance was going in. So now I think I am not understanding exactly what pending means. I thought it meant they were holding funds until the merchant shipped. Anyone? Also it is very hard to get answers from Paypal if they are not categorized questions. Very frustrating.
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