PayPal Community

A direct debit must be set up through your Paypal account (as it is the payee that 'takes' the payment from your bank account). There should be no reason why you can't set up another DD having cancelled the earlier one.   I can only speak for my own online bank account, but DDs appear as monthly, quarterly, half-yearly and annually, even though payments are taken at irregular times and with irregular frequency. Even DDs in my account that have expired (for a payment to, say, an energy company that no longer supplies my property) remain with one of those 'frequencies'. It is an anomaly of the bank's system and does NOT mean that your bank will make that payment every month (or however often)! ... View more

Thanks, PayPal_Sophie for that information, but I am still a little unclear on a couple of points. Firstly, renewing 'on a rolling basis' could have a couple of meanings, one being that - as long as no more than £1900 income in each 12-month period is received - there will be no restriction on the PayPal account; alternatively, it could mean that a restriction would be placed on the account at £1900 (of income), irrespective of the length of time it takes to reach that level of income. Clearly, having a limit of £1900 per 12-month period is less restrictive than the alternative and might be achievable by judicious management of the facility to receive payments for services the Association provided.   From what you write, am I correct in assuming that the Association would have to open a Business PayPal account, even though the person charged with its administration would - in all likelihood - change every 3 years or so (our Treasurer is elected for a 3-year period in office, but may be re-elected for subsequent such periods)? In those circumstances, what documents would be required for verification, as we are limited merely by our Constitution and the Rules of the Association, both of which are clearly open to view on our website, although there are other signed Bank documents required in order to operate our account? ... View more

I am interested in the topic discussed here, as the bank account that we (the Association of RAF Fighter Control Officers) is not a personal account, but one operated on behalf of the Association.   The first issue for us is the limitation of £1900 in the first 12 months after the first payment in the the PayPal account. If that figure is not reached within the 12-month period, is the limitation relaxed, or is it continued into a second or subsequent 12-month period?   The second issue is the provision of business documents for verification. Are the same documents required for verification as for a personal account, remembering that the position of Treasurer (who manages the Association's bank account) will move every 3 years or so to another member of the Association?   I look forward to the official response. Thank you. ... View more

Is there a quarterly debit to your account appearing in your bank account's statements, or is it just appearing in the list of direct debits with the frequency entry made out as 'quarterly'? If money is being taken from your account every quarter and you are not aware of the reason, you need to query that directly in your PayPal account and NOT on this forum! ... View more

Is there a monthly debit to your account appearing in the account statements, or is it just appearing in the list of direct debits with the frequency entry made out as 'monthly'? If money is being taken from your account every month and you are not aware of the reason, you need to query that directly in your PayPal account and not on this forum! ... View more

The amount of the payment made by the direct debit relates purely and simply to the last payment made, not to a standing amount paid according to the frequency indicated on your banl's online banking web site. The bank probably doesn't have any way of dealing with variable payments, especially those that are variable not just in terms of amount but terms of frequency. I have used PayPal to make payments on occasion as often as 6 times in one month, but my bank (Lloyds) still shows the direct debit as 'monthly' ... because it can't deal with it any other way. Different banks will deal with things differently, of course, but every user should read the Direct Debit guarantee before cancelling the process or blaming PayPal for what is an arrangement with your own bank!! ... View more

I see the PayPal transactions as a 'Monthly' direct debit, but that is merely the way the Bank labels them. I pay quarterly for water 'rates', but the Bank still labels these payments half-yearly!! Don't blame PP for the way your bank identifies a payment made under the Direct Debit agreement. ... View more

The message that was put in the email from within our Association account was:   "When starting the process of removing the receiving limits on the account, I inadvertently selected the 'individual' type of account, as the 'business' type did not seem to include our private association within its definition. I now realise my error, as I am being requested to provide my own personal information, which has no bearing on the Association for which I am Treasurer. Having sought advice from the Paypal Community Forum, the solution seems to be for me to contact you and ask that you reset the type of account to 'business', so that I can upload documents relevant to our correct status. I would be grateful if that could be done, please ."   Unfortunately, the response we received this morning, from 'Louise', was:   "Subject: Request for additional information PP-001-323-861-158 RXI092   Dear M______ C_____,   Thank you for responding to our requests to further verify your customer information. As we cannot lift the EU-Receiving Limit on your PayPal account until all requirements have been met, we would appreciate your help with completing the steps below, so that we can review your account further."   ...going on to ask for the same personal information requested on the site. What do we do now?   DE ... View more

Thank you, Wayne; I'll get him to do that.   DE ... View more

Thanks, Siobhan, for getting back to me.   Our problem is that, when he initially clicked on the 'View Limits' link and was asked to set the type of account, he chose 'Individual' as the description of the Business type did not seem to include us as a private Association. He cannot now go back and reselect the correct type and is now being asked to upload personal documents that would be fine on a personal account but are inappropriate for us! In due course, when he is replaced as the Treasurer (elections every 3 years), someone else will need to have the access and his details will not be relevant to the current Treasurer. Am I making myself clear?   DE ... View more