PayPal Community

This is the first lie they are trained to tell you. They did that to me. The receipt said "pay later" on it from the vendor even on the hard copy invoice. They then went through a "script." They ask you what you saw/did. They will try to stop you at steps and say here is the "error.' However, none of that is true either. Once you are approved, sign the acknowledgement etc, and it processes through to the vendor it's completed. Period. In fact it's a contract, because the pay in 6 or 12 esp is a loan through Webbank. Unless YOU change something after that on the sellers page if redirected for the final step, you've been approved. They have an algorithm to detect risk, the issue is sometimes it suggests you pay the full amount and they don't tell you in a manner that is clear. It's a deceptive practice. And intentional. As you can see here and all over the Internet this happens ALL THE TIME. It overdraws people and causes lots of financial hardship, or lowers balances to the point they can't use their account for other things they need. It also does not always fall off in 72 hours, and even if it does they WILL push it through a second time a day or two later. It's a very viable class action lawsuit for deceptive practice. ... View more

This is the first lie they are trained to tell you. They did that to me. The receipt said "pay later" on it from the vendor even on the hard copy invoice. They then went through a "script." They ask you what you saw/did. They will try to stop you at steps and say here is the "error.' However, none of that is true either. Once you are approved, sign the acknowledgement etc, and it processes through to the vendor it's completed. Period. In fact it's a contract, because the pay in 6 or 12 esp is a loan through Webbank. Unless YOU change something after that on the sellers page if redirected for the final step, you've been approved. They have an algorithm to detect risk, the issue is sometimes it suggests you pay the full amount and they don't tell you in a manner that is clear. It's a deceptive practice. And intentional. As you can see here and all over the Internet this happens ALL THE TIME. It overdraws people and causes lots of financial hardship, or lowers balances to the point they can't use their account for other things they need. It also does not always fall off in 72 hours, and even if it does they WILL push it through a second time a day or two later. It's a very viable class action lawsuit for deceptive practice. ... View more

This is still an issue for most people. They DO NOT expect the full amount to be taken, and it should NOT BE. You are overdrawing a lot of people due to it. Also, it does not always fall off, it's all over the Internet of occuances. And, mine did fall off, but THEN you pushed the entire amount through 2 days later. Your customer service had no answers to any of this. They do have a script that if you walk them through it's EASILY proven that none of those mistakes occurred. ... View more

I've tried the pay monthly now twice. I'd NEVER had an issue with 4 pay. The same thing happened to me. The first time they tried to blame the vendor, which is false. The second they said it was a "system error." There was no error, I repeated what occurred step by step and it was exactly what should have, and did occur. The receipt said pay later as well. I got the "it will fall off in 72 hours' and it did, but two days later they pushed the total amount through. It's a major issue, and although it didn't happen to me as I have overdraft protection, it is causing large numbers of people to accrue huge fees and penalties when they push their accounts over the limit. It's a viable class action. ... View more