I think this is the real issue that can arise. The issue with the explanation is that if PayPal determines a ‘risk’, they don’t tell you and give you the option to pay using the other cards/accounts linked to your PayPal. Instead, they just go ahead and process the transaction using a card/account you (likely purposefully) did not select for the transaction without informing you. So, if there is a risk of overdrafts, etc. on any account linked to PayPal, you probably just shouldn’t trust PayPal with that transaction.
... View more
