I have a PayPal Cashback Mastercard from Synchrony Bank. I pay my bill in full and on time. Each month Synchrony Bank does not apply my payment for 14 - 17 days, cutting off my available credit for weeks so they can earn interest on my payment. Is anyone else having this problem? Class action lawsuit potential? It is a matter of principle! Synchrony bank is bad, cares less for their customers and hurts the PayPal and Mastercard brands. Paypal should revoke their brand name on this credit card. I am considering closing this credit card account and my PayPal traditional account as I have had this issue for the last 4 plus months. I have called both groups each month, no solution or resolution in sight. Unprofessional and poor customer service just to earn additional interest at their customer's expense. I am considering filing a complaint with the Attorney General of Ohio as well.
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