I am a paypal user and all my payments are made trough a linked credit card. A seller asks my paypal account to refund me for defective items sold. My questions are: 1. Do I have a paypal account? 2. How can I find my account (if I have one)? 3. How can I create an account (if I do not have one)? My thanks - in advance - to anyone who will spare some time for me. Constantine
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