It has to be 20k AND 200 transactions. You could receive 75k in only 150 transactions and wouldn’t get one. Both have to be over. You can go through statements manually. Personally I did filter option on app. Money in for 2022. The transaction that count towards reporting are the little bank symbol in the circle next to transaction. I double check my 1099k last yr this way and it matched perfectly. As far as last years missing forms- that I have nothing.
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