Hey there! I payed a "website developer" to code a website for me, after paying I realised that the website was copy and pasted AKA not coded as seen it was pre-made via a plugin which we found soon after. Upon telling him I was filing a dispute he calls me a "scammer" and refuses to send a refund also he deleted the 2 TEMPLATES he put there which can easily be replaced. I am looking for a refund to pay an actual coder to code for me but here's where my issue goes down. This was indeed a payment intended for business but he demanded F&F or he wouldn't go through with the website. I am sure its a violation of ToS to use F&F for business. Someone please tell me how I can file this without getting my bank involved.
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