I had used pay in 4 once successfully in the last 3 months. My payment was fully completed in time without interests. Every time I make a purchase through PayPal I see the option of pay in 4. I had tried to use it again twice and each time I do it gives me an error saying I was declined and when I open their message it reads : “ We were unable to retrieve a report from a consumer reporting agency “ I would like to know what does this means and if I won’t be able to use pay in 4 anymore? Is it possible to fix it. Why was I able to use it once successfully? Thanks
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