PayPal Community

While trying to resolve negative balance, I'm getting below mentioned error. "This transaction failed because we were unable to verify this credit card through our card validation process. In order to proceed with your transaction, please select a different payment method or link a different credit card." While add funds page, below note is displayed. To add funds using your debit or credit card, complete the information and click Continue. When I add details and continue, it gives me below message: "This transaction failed because we were unable to verify this credit card through our card validation process. In order to proceed with your transaction, please select a different payment method or link a different credit card." Please Note: I do not have a credit card and using debit card, my bank account is confirmed already by Paypal. Also, there are proper permission setup on my Debit card for domestic/international/withdrawl/online transactions. Please help. ... View more

There had been a dispute claim and I discussed with the buyer and we both agreed that I'll refund certain amount. I thought of directly sending him money and use the option of "I already refunded the amount" in my ongoing dispute in resolution center. However When I tried sending him money [$3000 USD to be precise] and though the amount showing their was [$3000 + $5000(this is the dispute amount)], I clicked proceed and got a pop-up that this is denied by the bank on the same screen itself [I realised I do not have that much amount in my bank account]. I clicked "Cancel" on the same screen. Now I receive an email and a message from bank about the transaction, I contacted the bank and my blocked my card. The bank representative said the transaction was declined due to not having sufficient amount. I checked with buyer if he received any email/message from Paypal and he didn't. Can someone help me here as no transaction being shown or need to wait to the claim dispute to end ? Can Paypal again deduct the amount automatically in future of [8000 USD] from my account automatically ? Thanks! ... View more