Please excuse me if this is a bit ridiculous, but I am new to PayPal and just made my first transaction. I've got a question because I'm not sure if I did something wrong, or if I'm just confused. I purchased a CD from a website. I received the invoice, and sent the $20.98 as requested from the merchant. All's fine and well, but then I see my net balance is -20.98 USD. Do I need to add money to my Paypal account before I can make transactions and send money? I thought the money simply came out of my bank account because I supplied the details on my bank card. Could someone clear this up for me? It would be greatly appreciated. Thanks a bunch everyone, I'm still trying to learn! Brian
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