We also live in a "not spot", with no mobile reception (as do around 10% of the UK population!). I've been trying to find a workaround to still be able to use PayPal for some time, with no luck. We switched banks because our old bank had the same blinkered view, refusing to accept that it's not possible to get a text message in some areas. My phone is an 18 month old iPhone, so not by any stretch of the imagination cheap, yet it apparently cannot receive texts over WiFi (I have tried, and looked into this, despite running iOS 14 the option just isn't there in the settings menu). Also, my phone is usually turned off (no point in having a phone on when it can't be used!). I'm not going to spend several hundred pounds replacing an 18 month old iPhone, just to be able to continue use PayPal, especially given the very limited use a phone is when you can't get a signal. Our (new) bank has a good workaround for this secure authentication problem, so if PayPal could adopt something, perhaps using a landline message (which is what some other organisations now seems to do) then that would be very helpful.
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