I have nearly the same problem. Today I wanted to refund a 91$ item which never arrived to the destination. Now my PayPal balance, from 0$ went to -91$. Now when tried to add funds to resolve the negative balance, I get the error This transaction failed because we were unable to verify this credit card through our card validation process. In order to proceed with your transaction, please select a different funding method or add a different credit card. The card is already verifiable, the funds are already in the bank, and I've made purchases and sales successfully for over 4 years with the same prepaid Visa debit card with PayPal with no problems. I live in Albania. I have sent a message through Customer Support. Please help. EDIT: I tried again, this time the transaction processed correctly on PayPal's side (from -91$ went to 0$), and PayPal got the money from the bank (I verified with my bank's e-banking online service), but eBay does not accept the refund, with the error showing up: The refund failed There was a problem sending your refund to the buyer. To try again or to see what's wrong, Why does this problem exist, when PayPal already successfully processed the account?
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