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since ‎Jun-20-2010
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Latest Contributions by temp20190328g
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Paypal Giving Fund fees: 0%, 5%, 5% + 2.9% + $.30...

by temp20190328g Contributor in About Payments (Archive)
‎Nov-07-2014 10:46 AM
‎Nov-07-2014 10:46 AM
On their page about fees they don't make it clear what the fees are. Say I (small time seller) sell something for $100 and give 100% to the charity.   How much will they get?   We all know Ebay doesn't take anything.   What is not obvious is exactly what will the charity get after all of Paypal's fees?   They couldn't possibly make it less clear.   99% of the time that means they're hiding something.   When people read the page 99% will assume that Paypal takes 5%.  But if its 8.2% its a lot different.  Actually, many people don't even know Paypal takes anything.  They read that Ebay's fees have been eliminated so they wouldn't even assume Paypal is charging anything as its not mentioned on the Ebay site which is exceedingly deceptive.  Its an excellent way of alienating your customers.     So what is the truth?  The actual numbers that is.  What percentage will the charity actually receive? ... View more

Re: ING Direct: Has anyone been able to add a US$ ...

by temp20190328g Contributor in Sending money (Archive)
‎Jun-21-2010 07:55 AM
‎Jun-21-2010 07:55 AM
I have linked my Royal Bank US$ account (physically in Canada) to my Paypal account.  It works.  You just have to Google the proper numbers to use.  Paypal will tell you it won't work.  Royal Bank will give you the wrong numbers.  You have to Google it.  But only for moving money from Paypal to the Royal Bank.  Not the other way around.  But since any thinking person will use a credit card for buying protection - thats just fine. ... View more

ING Direct: Has anyone been able to add a US$ bank...

by temp20190328g Contributor in Sending money (Archive)
‎Jun-20-2010 10:35 PM
‎Jun-20-2010 10:35 PM
You can add a Royal Bank account if you have the right numbers but it only works when moving money from Paypal to Canada, not the other way around.  ING Direct offers a lot more flexibility in moving money around electronically (you can't move US $ in Canada online between major banks - you have to withdrawl it physically and deposit it physically or write a check).   So has anyone been successful in linking an ING Direct US$ bank account (in Canada) to their Canadian Paypal account?   US$ conversion:  Canadian dollars to XE.com via electronic funds transfer (free) for best exchange rate, then to your US $ Bank of Montreal bank account (no monthly fees) which will fund your US $ Bank of Montreal credit card (no annual fees).  But what would be the best is to sell on Ebay, move your US$ money from Paypal to your Royal Bank account, then move it electronically via ING Direct to your BMO account to fund that credit card.  You always want to buy with a credit card....duh. Actually what would be best is to sell on Ebay, then move the US $ to your Royal Bank USA account (physically in the US with no SSN needed), which will fund your Royal Bank USA credit card that you use to buy stuff on Ebay with.  That would be more direct and efficient.  But you need photo ID (driver's license or passport) so if you don't drive or travel you're out of luck...lol. ... View more

Re: How to get Us Dollars cash to a US paypal acco...

by temp20190328g Contributor in Account balance (Archive)
‎Jun-20-2010 10:26 PM
‎Jun-20-2010 10:26 PM
Royal Bank has a US division that used to be called Centura but is now http://www.rbcbankusa.com/ This will work for you I think. ... View more
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