Must I preload my PayPal acct.or pay each balance monthly?
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As a buyer you never need funds in your Paypal balance.
Although if you want to set up a balance account and add funds from your bank account you can do so and then fund your purchases that way.
However normally Paypal will automatically take payment from any confirmed bank account or card (whichever is eligible in your country) during the payment process.
If you have the option to select a funding source then you can do so here...
Click on the profile tab (icon next to log out) > Click on payments third option along on the thick blue band top of page > second down click on update next to your preferred way to pay and put a dot in one of the options listed.
Advice is voluntary.
Kudos / Solution appreciated.

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