This is a minor problem, and problem is even a generous term, BUT every single time I log in I have to click past the working capital banner ad. Most every other account in the world that I have, when you sign in, you are brought to a dashboard type of page - but not PayPal - Paypal takes you to an ad. With free services - sure you have to watch some ads here and there, but PayPal ISN'T free. PayPal is one of the industry leaders in their market and every time I log in I have to click past their cash cow of a lending product. Maybe even show it to me 3 times - 5 times - 8 times but then it needs to stop. I am clearly not interested and you have now pushed me to create an account on your internal forums to rant about this ultimately miniscule detail. I am now just fully annoyed by it and even if I had the slightest thought of apply for working capital I would actively seek a different partner from PayPal. It is an absolute time suck that doesn't need to be there. They have plenty of other less obtrusive places to display their scheme (has anyone looked at the rates - worse than credit cards - scheme is a very accurate term). I recognize this could be very account specific and not everyone might see it but drop a comment if you agree PayPal should remove this totally unnecessary step during login.
