I use the minimum payment option so I never miss a payment, but what I'd really like is a way to schedule automatic payments for the minimum balance plus a fixed amount, so I can pay off my balance sooner.
For example, I have a 24 month easy payments financing offer in effect, but I'd love to schedule the monthly payments so it gets paid off sooner. To do this, I'd love to schedule my monthly payments to be the minimum plus $50. Naturally, when the balance approaches zero, the final payment would be the minimum payment plus whatever amount (less than $50) it takes to close the balance.
