Cost of receiving payment?

[mfd305]

I need to pay for something and the seller has asked me to pay using friends and family.  I understand that if you pay by Friends and family when paying for goods you have no protection should you not receive the item or its damaged, is this correct? Does anyone know how much the seller would be charged if i sent it through goods and services?  Or is there another way to get some kind of protection?

[kernowlass]

@mfd305

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he is not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time. Scam sellers may ask for payment that way.
You also risk having your account limited for using this option when you are purchasing goods.

Sellers fees are 3.4% + 20p per transaction.