Am I Covered?

[SOPHLIS]

Selling on Ebay, guys asked.for F&F payment rather then business, to save fees. I send F&Fs to.family alot. Would I be covered by paypal if something went wrong. It doesnt feel right to me.

[kernowlass]

@SOPHLIS

NO >>>

A “gift” or “personal” payments are intended as transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.

On the other hand, as it is a “personal” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If they are not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time.

Scam sellers often ask for payment that way as they know this.

[SOPHLIS]

Yes I usually use it for family but never on sales or buying. Just wanted to make sure before I said ok. Cheers @kernowlass he said I could still request a reversal if it went wrong.

[kernowlass · Accepted solution]

@SOPHLIS

Anyone selling on ebay and asking you to NOT complete checkout but send via friends / family instead are nearly always scammers.............be very careful.

[kernowlass]

@SOPHLIS

Gotta stop meeting like this