Scammed

[denoki]

I send a payment of 70usd and got scammed and I don't see any ''issue a refund'' button (friends and family)

[kernowlass]

@denoki

A “gift” (or personal payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.

On the other hand, as it is a “personal” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time. Scam sellers often ask for payment that way as they know this.

You also risk having your account limited for using this option when you are purchasing goods.

Your only hope is if you funded your paypal payment via a credit card then contact your card issuer and see if they will help you.

[denoki]

so anyone who sends money to someone through paypal won't get their money back if something went wrong

[kernowlass]

@denoki

Well my family or friends would not scam me.

But i would never use that option to pay for goods.

You are covered with paypal buyer protection if you pay using >

1. Goods/ services option.

2. Pay a sellers invoice.

3. Pay a sellers money request.

4. Ebay checkout.

5. Sellers website.

You are NOT covered if you send a 'gift' to a mate or family member via the friends / family route.