PayPal purchase protection when paying a vendor through paypal and not through a platform ?

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Hi everyone, I found a well rated vendor on Etsy and I messaged him because I was looking for something with a specific size. The vendor sent me some options that were not displayed on his Etsy shop. The price was a bit high for me so I asked for cheaper options. He told me that if I make the payment directly through PayPal he's able to give me 20% off. If I choose to pay this way, am I eligible for paypal purchase protection for buyers in case something happens during shipping or if the object is not conform ? Does the PayPal account need to be professional ? How can I check ? Thanks !
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