Hello @alexb91,
Welcome to the PayPal Community Forum! Our buy now, pay later option lets you split your purchase into four interest-free payments. When completing a payment online you will be prompted with the Pay in 4 option. Once the payment plan is created you may be able to proceed with additional payments outside of the original Pay in 4 contract to pay off the transaction early. If you have additional questions in regards to your options, please reach out to or Customer Service team directly.
Thank you again for reaching out on the PayPal Community Forum, I hope the information provided is able to assist with your concerns.
- Alessandra
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