so over Paypal and it's ridiculous lending criteria. I have had 15 loans all paid back on time and always met the 90 day repayments early. No disputes against me and sales are the same. I paid off last loan 2 weeks ago and had an email to reapply. Since then I have been getting a code [removed] and they can't offer me a loan right now. I am in Australia and wondering if there are any other companies that offer similar loans.
It's so frustrating as a lot of small businesses rely on loans like this. Banks rip people off with high interest rates etc and the amount of money Paypal made last year alone you would think they could improve their algorithms.
I'm tired of getting the same response when calling them
