what is Paypal doing

[AlleyKatt]

hey guys i need help I had not relized pay pal took 10 years (5 days) to actually take the money from my account after a purchase so after 5 days the amount didint add up to what I owe to the amount due moved to my paypal showing negative so I the next day when I had the amount and more again I sent the money to pay pal to whitch it is still pending then i emailed paypal telling them the money was pending and to not attempt to take the money from my bank again becouse again the amount own was pending and already removed from my bank litterly just waiting for paypal to recie it but then today they took the amount own from my bank  while the amount was still pending but then when i check my paypal it still shows the same negative number so not only am i out from the money I sent that is still pending but they took the amount from my bank account but it shows as not paid on my paypal and I checked my bank statements paypal did, in fact, take it and the amount the is pending is still pending so wtf is going on im out twice as much money as I owed and ive contacted support only to be met with useless bots and being on hold for an hour to be met with more bots and I needed the amount in my account but becouse of there **bleep** up im in a bind and theyve done nothing to resolve it. please help!

[kernowlass]

@AlleyKatt

Transfers from bank accounts are never instant, that is why when you buy something paypal credit the seller for you and paypal take the wait for the funds to transfer to pay them back again, this is so you get your item without delay.

Takes a few working days to transfer as Paypal use the slowest (cheapest) transfer option BUT funds normally leave your bank account from a few hours up to a few days later.

However they only take that 'risk' if you pay...

1. Bank transfer but have a back up card linked to your account as well.
2. Debit or credit card.
If you have option 1 but have no back up card linked then your payment may go as an echeque and you and the seller will have to await clearance.

So for some reason your paypal transfer was not instant and it 'failed' for whatever reason then paypal would try a few days later, as its an automatic process you can't ask them not to do that, it just automatically tries to clear that neg balance.

So if in the meantime you transfered funds then until they cleared paypal would have no way of knowing that and would debit your account again.

The first payment to hit your account would clear that neg balance and the second would be credited and you could withdraw it again if you wanted to.