XOOM Fraud Setup via PP Assistance

[WhereRInvoices]

Seller's website offers purchase of equipment and offer PP option.  PP declines saying to use seller's other payment options.  Seller provides bank account info for XOOM transfer.  ZOOM states it is a PP service and offers similar looking reassurances like "we got you covered".
NOWHERE does XOOM state that purchases are NOT protected.  PP also offers no such warnings,  just how to link account.

[kernowlass]

@WhereRInvoices 

''Xoom is a paypal service that allows you to send money to family and friends''.

So it does NOT say for buying goods and services, its say family and friends ie a gift payment and so buyer protection would not be needed as you would not be buying anything.

[WhereRInvoices]

The POINT is that there should have been a VERY obvious warning SOMEWHERE... there was not.

IN FACT quite the opposite.

SHAMEFUL on the part of PP.

[kernowlass]

@WhereRInvoices 

Don't think they need a warning as pretty much everyone can understand xoom is a personal payment transfer service.

Otherwise what would be the point of it as goods/services payments are transferred by Paypals site. 

[WhereRInvoices]

Yes, you know all this in advance; but those being directed to use XOOM via a seller do not know this because there is NO OBvious warning -- like there should be.  If ppl are paying a fee, and see "we got you covered", they assume they are protected.
THIS is shameful OBVIOUS negligence on the part of PP.

[kernowlass]

@WhereRInvoices 

Really? You can't take 10 seconds to read up about a service before you use it?

You choose your transactions, and you choose your seller and you choose your payment processor. 

[WhereRInvoices]

OBVIOUSLY some ulterior motive..  against simply providing safe info.
SHAMEFUL.

[kernowlass]

@WhereRInvoices 

Here you go, most folks have the sense to read up on something before they use it.

https://www.paypal.com/us/smarthelp/article/what-is-xoom-and-how-does-it-work-faq3340