Using Paypal Mastercard

Winnie
New Community Member

I have a Paypal mastercard and don't understand how to use it.  I have money in my Paypal account but when I check the balance on my Mastercard it is a zero balance.  I thought when you had money in your account you had instant access when using the Paypal Mastercard.  Anyone have any suggestions or answers?

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2 REPLIES 2

SteveHogan
Contributor
Contributor

Hi,

 

PayPal MASTERCARD and PayPal DEBIT CARD are two different things.  The MasterCard is a traditional charge card.  With nothing charged on it, you will have 0 balance.  The DebitCard accesses your PayPal account directly on each transaction.  For example, if you pay $12.56 with the debit card, it comes out of your PayPal account immediately.

 

Hope this helps.

 

 

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melissaa
Member
Member

I having the same problem.  I have been trying to use the paypal mastercard. I charge things but instand of being charge on the line or credit it either taken from my bank account or the paypal balance which lately I been putting money from my bank account I been putting money in the paypal balance from my bank account so I will not be taken out my bank account where I won't be caught short.  I have some payments taken out monthly through paypal like my web site account or my curse.com and no matter how I DO it I see it being taken from my bank account.  If I charge stuff online  taken out my bank.  I have a line of credit.  Store in town are beening charged.   I know I can charge to my paypal line of credit cause I had all my month accounts like that and my online buying.  What does paypal account need to be set on in order to use my line or credit?

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