Welcome to the forums, montau!
The idea is that you make purchases using your PayPal account balance as funding for your PayPal debit card. You can get cash from an ATM, make purchases, and all the things you could do with your average bank debit card, except instead of your bank, it's your PayPal account.
In addition, you can set a bank as a backup funding source. This will allow you to make purchases that exceed your PayPal balance. (This works for purchases only, though - you can't get cash if it's not readily available in your PayPal account.) The really great thing about this is that there wouldn't be any overdraft fees for doing that, the way there might be at a bank if you exceeded available funding.
It's not a bank account, so there aren't routing/bank account numbers associated with the card. It's just a really handy debit card that utilizes your PayPal account.
I hope this helps clarify!
Olivia
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