Instantly Denied For PayPal Credit, But Why?

jebarnes0916
Contributor
Contributor

For the last year now I have been trying to get approved for the pay-pal credit card program. It was the first credit line I applied for, and they declined it rightfully so. Since then I've gotten 3 reputable credit cards (Discover IT, Capital One Platinum, Best Buy). I've kept them all in revolving credit usage, keep them all around 30-40% credit usage, and I've never missed a payment. In the last year I've managed to bring my credit score from 0 all the way to 700+. It moves around a little but it always stays above 700, and currently it is at 724. and I make $35,000 a year before taxes. I just tried applying for it, and yet again, got declined immediately. I'm just curious as to what else i have to do in order to get approved. Any tips, knowledge, or advice on how to eventually get approved would be very much appreciated. Thank you!

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1 REPLY 1

JTAllday11
Contributor
Contributor
Don’t get a credit card through PayPal!!! They will take that credit score you have so rightfully repaired (which is REALLY HARD work and time consuming) and blow it out of the water. So much so you’ll be back down to 0 again
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