PayPal violated the $400 daily atm and/or cash withdraw limit on my PayPal cash Debit card....

russmohr420
Contributor
Contributor

I became a PayPal customer for the sole fact that they have a $400 daily atm or over the counter withdraw limit because i have a gambling addiction which ahs been totally under control since i got my account with the daily limits....and I've found out after being stranded a few times over those years that these limits are ironclad because they wouldn't even raise it $20 to get gas money to get home....that being said i went to the casino 2 night ago and could not remember my pin but i saw a button on the screen that said..."WITHDRAW CASH FROM TELLER WITH NO PIN"...SO I THOUGHT COOL.....WELL I WAS DEAD TIRED AND I THOUGHT I PUT IN $180 IN THE HOW MUCH TO WITHDRAW WINDOW BUT MUCH TO MY SURPRISE I WAS HANDED $1800...I TOLD THE TELLER THAT I THOUGHT THERE WAS A MISTAKE BECAUSE BECAUSE I THOUGHT I HAD A $400 DAILY LIMIT ON ATM AND OTC WITHDRAWS....HE CHECKED AND SAID THA THERE WASN'T ANY LIMITS....I JUST THOUGHT SINCE I HAD THE ACCOUNT FOR 7 YEARS THAT THE LIMITS HAD FINALLY BEEN REMOVED....AND THOUGHT NO MORE ABOUT IT .....i HAVENT HAD A PROBLEM GAMBLIHG AS I SAID SINCE I GOT THE ACCOUNT AND THOUGHT I DIDNT HAVE TO WORRY I HAD EVERYTHING UNDER CONTROL...I'D JUST PLAY $180 AS PLANNED AND GO HOME....AFTER I LOST THE FIRST $1800 THEN $2000 THEN MY LAST $1000 ALL THE MONEY I HAD SAVED BY NOT GAMBLING WAS GONE....SO I DECIDED I HAD BETTER CONTACT PAYPAL AND GET MY LIMITS RESET BACK TO $400 ...THAT WHEN CHECKING MY ACCOUNT BEFORE I CALLED THAT MY LIMITS WERE STILL $00 FOR ATM AND OTC CASH WITHDRAWS.....SEEING THAT MADE ME ANGRY BECAUSE I TRUSTED A COMPANY AS BIG AS PAYPAL WOULD NEVER VIOLATE THE USER AGREEMENT I SIGNED TO GET AN ACCOUNT.....PLEASE DON'T ANYONE COMMENT OR MAKE JUDGEMENTS OR COMMENTS ABOUT ME...I KNEW I HAD A PROBLEM AND TOOK ALL THE STEPS I COULD TO NOT LET MY ADDICTION HURT ME ....IVE BEEN TO THE CASINO HUNDREDS OF TIMES IN THE 7 YEARS AND JUST HAVING ACCSESS TO $400  MADE ME BELIEVE THAT IC OULD GAMBLE JUST FOR THE ENTERTAINMENT VALUE OF IT....I NO LONGER FELT ANY EMOTIONS GAMBLING AND I THOUGHT THAT MY MIND AHD PUT THOSE DEMONS TO REST THAT WOULD CAUSE ME TO LOSE EVERYTHING...I ENJOYED THE PEOPLE AND FOOD AT THE CASINO THE GAMBLING WAS NO LONGER A NEED OR A REASON TO GO TO THE CASINO...I'M 60 YRS OLD AND HAVE NO FAMILY (AND WHERE I LIVE NOW HAS A POP OF 797 COMPARED TO THE CITY I MOVED FROM WHCICH HAS A POP. OF OVER 1 MILLIONWHICH IS 50 MILES FROM THE CASINO,WHERE AS BEFORE I LIVED 6 CITY BLOCKS AWAY AND THE MOVE TO WHERE I AM WAS ANOTHER STEP I TOOK TO REIGN IN MY DESTRUCTIVE BEHAVIOR), SO I HAVE NO CONTAACT WITH PEOPLE WHERE I LIVE SO THE CASINO KEEPS ME FROM BEING OVERWHELMINGLY LONELY AND DEPRESSED....I'M NOT LOOKING FOR SYMPATHY OR SOMEONE FEELING SORRY FOR ME JUST LIKE I'M LOOKING FOR SOME TO SAY THAT I BNEED TO TAKE RESPONSIBILTY FOR MY ACTIONS ....WHICH I BELIEVED I HAD DONE NOW I THINK PAYPAL NEEDS TO TAKE RESPONSIBILTY FOR THIER ACTION OF VIOLATING THE USER AGREEMENT BECAUSE HAD THEY ADHERED TO THE LEGAL AGREEMENT THAT THE COMPANY ITSELF WROTE THAT CONTAINS THREATS OF LEGAL ACTION AGAINST ME IF I VIOLATE THE CONDITONS I FEEL BECAUSE OF THIS OBVIOUS BREACH OF ALLOWING THE WITHDRAW OF OVER $400 CASH TO BE WITHDRAWN BY A OVER THE COUNTER TRANSACTION THAT THEY ARE RESPONSIBLE FOR REFUNDING MY MONEY....HERE IS THE WITHDRWAL LIMITS AND CONDITIONS COPIED DIRECTLY FOR THE OFFICAL USER AGREEMENT.....ATM Withdrawal and Spending Limits. The standard daily limit for ATM withdrawals, money transfers and over-the-counter cash withdrawals is $400.00, the standard daily limit for purchases is $3,000.00. Your actual daily limits may vary depending on PayPal’s experience with you. All daily limits are subject to periodic review and are subject to change based on PayPal Account history, activity, and other factors. PayPal retains sole discretion to apply and change these limits. You may log-in to your PayPal Account to see your specific limits in effect......IT DOES SAY THAT PAYPAL RETAINS SOLE DISCREATION TO APPLY AND CHANGE THE LIMITS BUT IF THEY DO ....WHCIH THEY DID NOT,IT MUST CHANGE IN MY ACCOUNT THE LIMITS THAT ARE IN EFFECT WHCIH THE SAME STANDARD LIMITS I POSTED ABOVE......DOES ANYONE SEE ANY REASOPN WHY PAYPAL SHOULD NOT BE LIABLE TO REUFUND THE MONEY BACK INTO MY ACCOUNT???...THANK YOUJ

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