Is it against Paypal's policies for a merchant to add an extra 3% to the transaction to use Paypal

[SeanLoughry]

I know that Visa and Mastercard frown on merchants charging a customer more for the transaction if they use a credit card.  Visa has pulled their services from Merchants who do this.  What is Paypal's policy on this?

Thanks

[PayPal_RobG]

Hi Sean,

See the User Agreement (US: https://www.paypal.com/cgi-bin/webscr?cmd=p/gen/terms-outside😞

No Surcharges. Under Visa, MasterCard, Discover and American Express regulations and the laws of several states, including California, merchants may not charge a fee to the buyer for accepting credit card payments (often called a "surcharge"). You agree that you will not impose a surcharge or any other fee for accepting PayPal as payment. This restriction does not prevent you from imposing a handling fee in connection with the sale of goods or services, as long as the handling fee does not operate as a surcharge (in other words, the handling fee for transactions paid through PayPal may not be higher than the handling fee for transactions paid through other payment methods). Nor does this restriction apply to Pound-denominated transactions by sellers residing in the United Kingdom listing items for sale on a UK-based website.