For the PayPal Payment Holds or the FundsAvailability Policy - which I assume are similar,
does the transaction need to be over ebay for it to occur, or can it be over direct paypal-to-paypal transactions?
I've heard a person here say it only applies to ebay. But I'm reading the policy statement, and it implies it also applies to non-ebay transactions.
"When do payment holds apply?
Payment holds may be applied to some or all transactions in your account. Here are some common reasons for holding payments:
- You have limited history or selling activity with eBay and PayPal
- You have an eBay feedback score of less than 100 or received fewer than 20 Detailed Seller Ratings in the last 12 months, and do not have a record of good performance
- If you have low Detailed Seller Ratings or other indication of below standard performance on eBay
- You have a high rate of customer disputes, claims or chargebacks
- You're selling in a high risk category or industry such as, but not limited to, tickets, travel, gift certificates, computers, consumer electronics, or cell phones
- Your payment activity is inconsistent. For example, you have a spike in selling activity or you started selling in a new category without an established history in that category
- The account information you have provided is incomplete or inaccurate
When does PayPal release the payment?
Payments will be held in a pending balance for a certain time period. For example, if you receive a $100 payment (after fees), the $100 will be held in a pending balance for the specified amount of time. After the hold is released, the money will be available for withdrawal.
The money may be released sooner if:
- We can confirm that the item was delivered**
- Your buyer leaves positive feedback. (Applies only to eBay items.)"
