@Financefiend wrote:
Hi - I have 2 paypal accounts and would like to transfer money between them without paying the 5% service charge. Is there a way to do this? How? Can I somehow prove that both accounts are mine?
The user agrreement tells how to send funds with no fees.
8. Fees.
8.1 Fees Overview. Fees are based on whether you are making a Purchase Payment, a Personal Payment or a PayPal Business Payment. Some fees are expressed as a percentage of the payment amount. All Fees are in U.S. Dollars unless otherwise stated.
- For Purchase Payments, the recipient of the payment will always pay the Fee.
- For Personal Payments, the following applies:
- The Fee depends on the Payment Method you use.
- The Fee is paid by either the sender or recipient, not both.
- The sender of the payment generally determines who pays the Fee at the time the sender makes the payment. If you send a Personal Payment from a third party (non-PayPal) website or by using a third party’s product or service, then the third party will determine if the sender or recipient of the Personal Payment will pay the Personal Payment Fee. This will be disclosed to you by the third party before the Personal Payment is initiated.
- It is free to send a Personal Payment to someone in the United States in U.S. Dollars if you use your bank or Balance as the exclusive Payment Method. If you use a different Payment method to send a Personal Payment, the Fees set out below will apply.
- Additional Fees apply if you are sending or receiving money to or from a country outside the United States, or transacting in a foreign currency.
- If you use your credit card as the Payment Method for a Personal Payment, you may be charged a cash-advance fee by your credit card company.
- In some instances, Personal Payment pricing may not be available. In these instances, all payments must be Purchase Payments.
- Personal Payments may not be available on non-PayPal websites or other applications that offer you the ability to send a payment from your Account.
- Personal Payments may not be sent to recipients in certain countries.
- For PayPal Business Payments, the PayPal Business Payment Fee is paid by the recipient unless it is disclosed to you before you send the payment that you, the sender, must pay this Fee.
