Refund

[KillianGray]

I need some help, I was purchasing something online off of a buyer and I used friends and family instead of buyer protection I’m an absolute idiot and the guy scammed me of about €45 is there any possibility I can get it back or am I just stuck

[asullins59]

Can't even get Paypal to do resolution. Kicks out every time because I have on going issue with scammers that stole my money and I can't get it back even with their Iron Clad 100 % guarantee 

[kernowlass]

@KillianGray 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.

[KillianGray]

I appreciate the kind message unfortunately I have never ever used PayPal to buy goods/services before so I guess this is really on me. Thank you so much for the reply it helped me out I’ll try to get in contact with my card issuer as I hope for the best that or I’ll let it go and blame myself for the fault and never ever do it again. Anyway thank you again