My bank account got charged £3.75 and is set for monthly payments

[Oliur]

Why is PayPal charging me ,this is the first time I've been charged ?? What's this monthly payment in my direct debits, I never set this up?? Help

[kernowlass]

@Oliur 

When you add a bank account to paypal it sets up the direct debit mandate so that paypal can take authorised payments for any purchases you make (or pay your Ebay fees).
No company eg water/electric can take funds from your bank account on a regular basis without that direct debit.
However the amount shown is always the ''last'' transaction / amount that you paid to a seller via paypal.

Sometimes it does not coincide with the date you made the payment as paypal CREDIT the seller in advance and then paypal wait for the funds to transfer from your bank account, they can 'leave' that account at anytime from a few hours up to a few days later. Also the 'amount' can sometimes not be recognised if you used it as a part-payment with the rest coming from funds already in your paypal balance.

[Oliur · Accepted solution]

Hey , yes thank you I figured that out after contacting PayPal, just realised that I was charged for something on PayPal, and they took half of the money from my PayPal balance and the other half from my bank account , and due to the payments being taken out at different dates I assumed PayPal had charged me for no reason. But yeah, you are right for the reason they've been set up as a direct debit is so they can take money from the account if needed. Anyway problem solved ,thanks for writing back