Hello everyone!
Any time you add, edit, alter, or change a credit card on PayPal, PayPal will attempt to verify the card information with the card issuer.
With credit cards, the way this is done is to lodge a temporary $1 charge (known as a pre-authorization/authorization charge) against the card's balance.
This charge is always $1, although a few credit cards allow merchants to verify this information with a zero dollar charge. The reasoning why some card issuers allow zero dollar charges is that it, of course, causes less concern to their customers in an online age where everyone can be continously updated on their current balance and statement.
You see, before the internet, you wouldn't see this information at all until the end of the month when a statement went out. For the sake of simplicity, card issuers would remove the $1 charges from statements for multiple reasons, but mostly because it was never a finalized (permanent) charge. Some card issuers even take out duplicate charges that are cancelled or refunded right away.
The charges will release back to your balances based upon the policies that are dictated by your card issuer. For most card issuers, this will be between 2-5 days. To determine how long it will be before the card issuer chooses to give the funds back to you, contact the card issuer.
Thanks!
Adrian
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