Verified, 100% Positive Feedback and suddenly PUNISHED with funds being held for 21 days ?

[MiffedLawyer]

I have given hundreds of dollars in fees to paypal over last several months.

Suddenly out of the blue I get the dreaded tagline at top of my account that funds will beheld for upto 21 days.

I now have to scramble to get a merchent account because all my trust in Paypal is broken.