Help!!

[MizzKatie]

I am trying to purchase using paypal on ebay for the first time and my bank account is verified and is my primary payment type but when i try to purchase it says my balance and payment methods are insufficient for this transaction. There is more than enough $ in my bank account but my paypal balance is 0 how do i make my purchase?

[hd1200st]

An eCheck is a payment that you make directly from your bank account.

Just like a regular check, it usually takes between 3 and 5 business days for an eCheck to clear and the money to appear in the recipient’s PayPal account.

Both eChecks and Instant Transfers are ways to pay with your bank account. With an eCheck, the recipient receives the money in a few days.

When you are trying to make the payment, you should be able to enter a debit card, credit card or echeck as payment.  If not, here's how to send an eCheck:

1. Log in to your PayPal account.
2. Click Send Money.   (You'll have to know the sellers email address to send them an echeck)
3. Enter the required information.
4. Click Continue.
5. Click Change.
6. Select eCheck.
7. Click Continue.
8. Review the information and click Send Money to complete the transaction.

If you enter your debit card in Paypal as an alternate payment method, this will not happen again.