Hello, Atlcdn. I'm sorry to hear there's been a problem with someone trying to use your information to apply for a PayPal credit card. That's a definite concern! In general, the issuing bank will review a credit report when an application is received, but that should have no impact on your credit score.
If you notice there is an impact on your credit score, please submit a report to the appropriate credit bureau(s), and that should resolve the situation. Under the circumstances, checking your credit report and taking steps to make sure there are no concerns would also be prudent.
I hope this information is helpful. Thanks for taking the time to post your question here in the Community!
Sincerely,
Michael
PayPal_Michael
