Why is instant transfer BLOCKED when sending money to friend?

[DerekAntos]

I'm trying to send money to a friend using instant transfer from bank. Both of us are verified. No withstanding disputes or anything.

Why is this BLOCKED?

The only other options I have are debit/credit transfer or eCheck. eCheck is a long process and debit transfer requires a fee. 

I almost feel that this is a scheme so PayPal can make money. Anything I try to do via PayPal always has an issue. I follow all the rules and PayPal still fails to abide by what they advertise.

I need a straight answer. Why is instant transfer BLOCKED? Don't BS me telling me my own bank is the problem. I already contacted them and everything on their end is fine.

[DerekAntos]

Everything is linked and confirmed. Limits are removed. Why is instant transfer still grayed out? Getting really tired of PayPal's sketchy antics.

[DerekAntos]

"PayPal is constantly working to protect our members against fraud. We review every transaction before it is approved, and we may block a payment when we detect a potential risk.

Our reviews take into account every aspect of a transaction, including looking at both parties. These decisions help us maintain the integrity of our payments network in the same way as other payment processors: by declining transactions with an unacceptable level of risk.

While our fraud measures occasionally block a legitimate payment, to maintain overall security, we cannot overturn any decisions about an individual transaction.

If you decide to continue this transaction using a different funding source, please note that the associated risk levels have not been decreased."

CLASSIC BS EXCUSE FROM PAYPAL.

I HAVE ZERO DISPUTE HISTORY. I'VE USED PAYPAL FOR DOZENS OF EBAY TRANSACTIONS. 100% FEEDBACK ON EBAY. ONLY ISSUES I'VE HAD ARE PAYPAL ITSELF.