I need to cancel pending echeck payment and pay seller with card - Can this be done?

[lkhardie-barton]

I have several sellers waiting for my echecks to clear but I had to get a new bank account and now these are just sitting there. They will not clear the bank and I cant payanother way. What can I do? HELP!

[kernowlass]

YOU can't cancel a pending echeque but YOUR SELLERS can.

Ask them to cancel so you can pay via a card etc.

TELL THEM TO DO THIS >>>>

Go to Account Overview > History > Find the relevant payment > Details > Cancel Payment under ‘Cancel this eCheque payment’ > Review the information and include a message to buyer > Cancel Payment.

[divakar]

Will it reverse the Paypal  fee also for seller? when seller recieves the amount ( it deducts the 2.9% of payapl ee), and issue refund.. will that 2.9% also be reverse to seller? pls let me know

[o0PointZero0o]

I had a problem today with the postal strike happening this friday here in canada, so I felt it was just better to just hold off on getting my new system built, which I ordered yesterday and paypal sent an echeck. 

 But after asking paypal for help they just directed me back to my bank in regards to an echeck and my bank now tells me because it hasn't gone though all I have to do is closed the account and open a new one and that will stop this echeck and also avoid the 4.9% **bleep** fee that they want to charge me after they take the money in 5 days. Watch out for this kind of scam because even after reading some stuff online Visa and Master card only charge 1.9% charge back fee but since this was coming out of my account there is no credit card charge back fee. So on a $6000.00 charge back they want to take $294.00 or so for no reason but to send me back my own money.

 Anyway that's the only fix I could find close your account and open a new one before the 7 days are up. If you wait for them to cancel or take your money out of your account you will be **bleep** and then they can take whatever they like for a fee and send you back the rest.

Spoiler

[lancelotme]

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@o0PointZero0o wrote:

I had a problem today with the postal strike happening this friday here in canada, so I felt it was just better to just hold off on getting my new system built, which I ordered yesterday and paypal sent an echeck. 

 But after asking paypal for help they just directed me back to my bank in regards to an echeck and my bank now tells me because it hasn't gone though all I have to do is closed the account and open a new one and that will stop this echeck and also avoid the 4.9% **bleep** fee that they want to charge me after they take the money in 5 days. Watch out for this kind of scam because even after reading some stuff online Visa and Master card only charge 1.9% charge back fee but since this was coming out of my account there is no credit card charge back fee. So on a $6000.00 charge back they want to take $294.00 or so for no reason but to send me back my own money.

 Anyway that's the only fix I could find close your account and open a new one before the 7 days are up. If you wait for them to cancel or take your money out of your account you will be **bleep** and then they can take whatever they like for a fee and send you back the rest.

Spoiler

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4.9 % sounds like the discount fee for using  a credit card to buy things,the merchant paid that fee,not you.

If I understand you right,you bought a system for 6k using PAYPAL and it is an e check.

Your seller has not received the echeck and you want to cancel it?

if it is an e check,the fund is coming from your bank account ,not your credit card so there should be no 4,9% fee.

[lancelotme]

I think your banker does not know what he is talking about,

why cant you put a stop payment on that echeck,all you pay is the stop payment fee which should not be more than $50.

But it should be a courtesy to tell your seller yo want to cancel the order ,if this is EBAY,the seller has already paid Ebay fee  which he should get it back.

[lancelotme]

the PAYPAL fee should reverse,

[lancelotme]

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@divakar wrote:

Will it reverse the Paypal  fee also for seller? when seller recieves the amount ( it deducts the 2.9% of payapl ee), and issue refund.. will that 2.9% also be reverse to seller? pls let me know

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[MazRe]

Can someone please explain why it would be up to the seller to cancel a payment from my account? Surely it should be up to the person sending the money? I just tried to cancel a payment as it went through echeck by mistake and instead I had to go to the seller and ask them to cancel? This seems backwards to me. PayPal already warns sellers not to send the items until the money is in their account so I am not sure of the reasoning behind this. Seems PayPal is becoming quite difficult to use, not very user friendly. Today I had to seach a lot of forums just to find out how to lift a limit on my account, and most of those led to a dead end....

[lancelotme]

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@MazRe wrote:

Can someone please explain why it would be up to the seller to cancel a payment from my account? Surely it should be up to the person sending the money? I just tried to cancel a payment as it went through echeck by mistake and instead I had to go to the seller and ask them to cancel? This seems backwards to me. PayPal already warns sellers not to send the items until the money is in their account so I am not sure of the reasoning behind this. Seems PayPal is becoming quite difficult to use, not very user friendly. Today I had to seach a lot of forums just to find out how to lift a limit on my account, and most of those led to a dead end....

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if sender can cancel a payment,there will be more squables, just think buyer remorse,make easy.

think of the poor retailer,he has packed or put aside the item for you and now you cancel the payment,?he has lost the opportunity to sell to someone else.

And what about the cut he paid to the venue provider ,say Ebay or Etsy,he now has to get them back