Unfortunately direct deposit is not available directly for one's PayPal Account. You can do direct deposit as means to load your PayPal Prepaid Mastercard.
There are multiple ways to add money to the PayPal Prepaid Card:
- Direct Deposit: Direct deposit is the easy and free way to add all or part of your pay check or government payment to a PayPal Prepaid Card. You must enroll in direct deposit in order for your card account to receive these electronic deposits. LEARN MORE
- NetSpend Reload Network: Our reload network is nationwide. There are more than 100,000 convenient locations where you can add money to your card account. It's easy to find the locations nearest to you:
- When you enroll in our real-time alerts service, just text your ZIP code to 22622 and we'll instantaneously respond with the nearest location (text messages are subject to fees charged by your carrier).
- Visit www.PayPal.com/prepaid and use our RELOAD CENTER LOCATOR. There is no fee to use this online locator service.
- Bank Transfers: If your PayPal Prepaid Card account is linked to your PayPal Account, you can add money from virtually any U.S. bank account. If you have a checking or savings account, or a bank debit card, use it to add money to your PayPal Prepaid Card account. This service is an online service only.
- Tax Refunds: Tell the Internal Revenue Service, and your state and local tax authority to electronically deposit your refund to your PayPal Prepaid Card account. Shorten the waiting time even more by e-filing your tax returns. LEARN MORE
- Reload Packs: This method of value loading is convenient when you don't have your card with you. Reload Packs are available at many retail locations. Visit www.PayPal.com/prepaid and use our RELOAD CENTER LOCATOR to find those locations. There is no fee to use this online locator service.
As for using the PayPal Debit Mastercard at ATMs.
US ATM Withdrawal (Debit Card ATM Withdrawal From) | $1.50 Per ATM Withdrawal within US (Plus any amounts charged by the ATM owner.) |
Signature Withdrawal (Debit Card Cash Advance To) | $3.00 Per Signature Withdrawal if a signature is required to obtain cash. |
Non-US ATM Transaction-Using an ATM that is not in the US (Debit Card ATM Withdrawal From) | $1.50; Per withdrawal from a non-US ATM. This fee will apply even if the transaction does not require a currency conversion. |
Foreign Transaction Fee (Debit Card Signature Purchase To or Debit Card ATM Withdrawal From) | 1%; Per purchase from a non-US merchant or use at a non-US ATM. This fee will apply even if the transaction does not require a currency conversion. |
If you use an ATM for any transaction, including a balance inquiry, you may be charged a fee by the ATM owner even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Card.
